Debt Collector

Debt Collector

Tier	Novice
Source	Bartering (level 2 choice)
Trigger	Bartering check; Persuasion check
Declarable	Yes

Debt Collector is a Novice Bartering feat.

"Everything is currency. The merchant whose shop you saved from fire owes you. The guard you tipped off owes you. You keep mental ledgers of favors given and extract payment with interest later. It's business, never personal."

Activation

You perform a favor, service, or save someone's life.

Effect

You instinctively frame assistance as creating social debt. Gain +2 to the declared Bartering or Persuasion check when calling in these debts. However, this creates resentment and targets don't consider you a friend.